Terms of Use
Last updated: January 7, 2025
Welcome to Terynoveiq. These Terms of Use govern your access to and use of our website, services, and applications. By accessing or using our services, you agree to be bound by these terms. If you do not agree to these terms, please do not use our services.
1. Acceptance of Terms
By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. These terms apply to all users, including visitors, registered users, and subscribers.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any modifications constitutes acceptance of the updated terms.
2. Eligibility and Account Registration
To use our services, you must be at least 18 years of age or the age of majority in your jurisdiction. By using our services, you represent and warrant that you meet this requirement.
When creating an account, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Maintain the security of your password and account
- Notify us immediately of any unauthorized use of your account
- Accept responsibility for all activities that occur under your account
You may not use another person's account without permission. We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.
3. Description of Services
Terynoveiq provides online services related to financial goal setting and achievement planning. Our services include educational resources, planning tools, tracking features, and related functionality designed to help users manage their financial objectives.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance of our services.
4. User Responsibilities and Conduct
You agree to use our services only for lawful purposes and in accordance with these terms. You agree not to:
- Violate any applicable local, national, or international law or regulation
- Infringe upon or violate the intellectual property rights of others
- Transmit any material that is defamatory, obscene, offensive, or otherwise objectionable
- Engage in any conduct that restricts or inhibits anyone's use of our services
- Attempt to gain unauthorized access to our systems or networks
- Introduce viruses, malware, or other harmful code
- Collect or harvest information about other users without their consent
- Use automated systems or software to extract data from our services
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Interfere with or disrupt our services or servers
5. Intellectual Property Rights
5.1 Our Content
All content, features, and functionality on our services, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the compilation thereof, are the exclusive property of Terynoveiq or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content except as follows:
- Your computer may temporarily store copies of materials in RAM incidental to your accessing and viewing those materials
- You may store files that are automatically cached by your web browser for display enhancement purposes
- You may print or download one copy of a reasonable number of pages for your own personal, non-commercial use
5.2 User Content
By submitting, posting, or displaying content on or through our services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in connection with operating and providing our services.
You represent and warrant that you own or have the necessary rights to submit your content and that your content does not violate any third-party rights.
6. Payment and Subscription Terms
6.1 Fees and Billing
Certain aspects of our services may require payment of fees. You agree to pay all applicable fees as described on our website at the time of purchase. All fees are quoted in the currency specified and are non-refundable except as expressly stated in these terms or required by law.
We reserve the right to change our fees at any time. We will provide you with reasonable notice of any fee changes, and such changes will not affect fees already paid.
6.2 Automatic Renewal
Subscription services automatically renew at the end of each billing period unless you cancel your subscription before the renewal date. You authorize us to charge your payment method for the renewal fee.
6.3 Cancellation
You may cancel your subscription at any time through your account settings. Cancellation will be effective at the end of your current billing period, and you will retain access to paid features until that time.
7. Privacy and Data Protection
Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices.
You acknowledge and agree that we may access, preserve, and disclose your account information and content if required to do so by law or in good faith belief that such access, preservation, or disclosure is reasonably necessary to comply with legal processes or protect our rights and property.
8. Third-Party Links and Services
Our services may contain links to third-party websites, applications, or services that are not owned or controlled by Terynoveiq. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of any third-party content, goods, or services available through such websites or services.
9. Disclaimers and Limitations of Liability
9.1 Service Provided "As Is"
Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
We do not warrant that:
- Our services will function uninterrupted, secure, or error-free
- Defects will be corrected
- Our services or the servers that make them available are free of viruses or other harmful components
- Results obtained from using our services will be accurate or reliable
9.2 Financial Information Disclaimer
Our services provide educational information and planning tools related to financial goals. We do not provide financial, investment, tax, or legal advice. Any information provided through our services is for general informational purposes only and should not be considered professional advice.
You should consult with qualified professionals before making any financial decisions. We are not responsible for any decisions you make based on information obtained through our services.
9.3 Limitation of Liability
To the maximum extent permitted by applicable law, Terynoveiq and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our services
- Any content obtained from our services
- Unauthorized access, use, or alteration of your transmissions or content
In no event shall our aggregate liability exceed the amount you paid to us in the twelve months preceding the claim or one hundred pounds, whichever is greater.
10. Indemnification
You agree to defend, indemnify, and hold harmless Terynoveiq and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to:
- Your violation of these Terms of Use
- Your use of our services
- Your violation of any rights of another party
- Your content submitted to our services
11. Termination
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason, including but not limited to breach of these terms.
Upon termination, your right to use our services will immediately cease. If you wish to terminate your account, you may discontinue using our services and close your account through your account settings.
All provisions of these terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
12. Dispute Resolution
12.1 Informal Resolution
If you have any dispute with us, you agree to first contact us at support@terynoveiq.sbs and attempt to resolve the dispute informally. We will attempt to resolve the dispute through good faith negotiations.
12.2 Governing Law
These Terms of Use shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any legal action or proceeding arising under these terms will be brought exclusively in courts of competent jurisdiction, and you consent to personal jurisdiction in such courts.
13. General Provisions
13.1 Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published by us on our services, constitute the entire agreement between you and Terynoveiq concerning our services.
13.2 Waiver and Severability
Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. If any provision of these terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect.
13.3 Assignment
You may not assign or transfer these terms, by operation of law or otherwise, without our prior written consent. We may assign or transfer these terms without restriction. Subject to the foregoing, these terms will bind and inure to the benefit of the parties and their respective successors and permitted assigns.
13.4 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
13.5 Export Controls
You agree to comply with all applicable export and re-export control laws and regulations in your use of our services. You represent that you are not located in any country subject to comprehensive sanctions and are not listed on any government list of prohibited or restricted parties.
13.6 Notices
Any notices or other communications provided by us under these terms will be given by posting to our services or by email to the address associated with your account. You agree to receive communications from us electronically, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.
14. Contact Information
If you have any questions about these Terms of Use, please contact us:
Terynoveiq
First Floor, Building D, Business Park
W Strand, Preston PR1 8UY
United Kingdom
Email: support@terynoveiq.sbs
Phone: +447974973858
By using our services, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them. Thank you for choosing Terynoveiq for your financial goal setting and achievement planning needs.